Fintech Brain Food 🧠

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March 2024

🧠 Generative AI Word Salads + Robinhood's Gold Card
It's contrarian to believe Generative AI will disrupt Fintech, which is wild to me. I Ranted + Robinhood’s new Gold card & Why V/MC are fine but…
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Simon Taylor
🧠 Embedded Finance: Life after the consent orders. Apple vs DoJ
Banks exiting their consent orders have high RoE but low risk appetite. Embedded Finance is an ouroboros. What does apple vs DoJ mean for Fintech…
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Simon Taylor
3
🧠 Debate over. Fintech has disrupted banking.
Consumer Fintech will be more profitable than banks. The disruption has already started in Brazil, it's coming to the US. Plus; $1trn reasons to love…
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Simon Taylor
7
🧠 The Rise and Fall of Fast.co
Plus; Monzo's raise and US market entry chances, what Synctera's raise means for BaaS and the Fed's role in Capital One x Discover
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Simon Taylor
5
🧠 Moody's the 115 Year Old Growth Fintech Company
Plus; Klarna's path to profit helped by AI, Nubank keeps crushing and don't look now but Bitcoin is approaching it's all time high.
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Simon Taylor

February 2024

🧠 Bilt Rewards and the Future of Loyalty.
Plus; What Capital One and Discover means for the payments industry, and where are the $100bn Fintech's?
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Simon Taylor
3
🧠 Tokens are the future of finance, the economy and everything
Tokens are the most important topic you're not thinking about enough. Plus; Monzo is the 7th largest UK bank, Revolut is a Telco & there's a dating app…
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Simon Taylor
1
🧠 Is Pay by Bank the next Payment Rail?
Plus; Iran uses UK banks to evade sanctions, Adyen and SHOP Pay are crushing PayPal, and Fintech for Latino's affinity or much more?
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Simon Taylor
2
Results Season Special - Q1 2024
Julie covers PayPal's shocking PR; Alex is loving LendingClub making boring sexy and Simon contrasts Citi vs Chase in a tale of two banks.
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Simon Taylor

January 2024

The Next Great Consumer Fintech company
Plus; Apple Card has 12m users but nobody is spending, and New York sues Citi for failing to protect fraud victims
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Simon Taylor
1
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